Ratibi Card Salary Check – Online Balance Inquiry 2025

Managing your salary has never been easier, especially for workers in sectors like construction, hospitality, and retail. The Ratibi Card, introduced by First Abu Dhabi Bank (FAB), is designed specifically for employees earning up to AED 5,000 per month. It offers a secure, convenient, and cashless way to receive and manage salaries.

To check your Ratibi Card balance online, simply visit the FAB Prepaid Card Inquiry page. You will be asked to enter the last two digits of your card number and your Card ID, both marked on your card. After filling in these details, just click on the “Go” button to quickly view your available balance and recent transactions.

What is a Ratibi Card?

The Ratibi Card is a payroll solution that allows employees to receive their salaries without the need for a traditional bank account. Salaries are credited directly to the Ratibi Card, which can then be used for cash withdrawals, purchases, and online transactions. This card provides financial independence, especially for those who may not qualify for a standard bank account.

Key Features of the Ratibi Card

• Instant salary access without delays
• ATM withdrawals and purchases both locally and internationally
• No monthly maintenance fees or hidden charges
• Secure transactions with PIN protection
• Global acceptance through the Mastercard network
• SMS alerts for salary credits and transactions
• Access to additional financial services, such as personal loans or credit facilities with FAB

Now, let’s explore how you can easily check your Ratibi Card salary.

How to Check Your Ratibi Card Salary Online

Checking your Ratibi Card salary balance is a simple process that can be done through several channels. Whether you prefer using a desktop, mobile app, ATM, or SMS, FAB provides a convenient option for everyone.

1. Ratibi Card Salary Check via FAB Website

Step 1: Open your web browser and go to the official FAB website: https://ppc.magnati.com/ppc-inquiry/

Step 2: Enter your last 2 digits of the card number and your Card ID.

Step 4: Click on the “Go” button.

Step 5: View your Ratibi Card balance and transaction history.

By following these steps, you can also Check FAB Bank Balance online.

2. Ratibi Card Salary Check via FAB Mobile App

For those who prefer mobile access, the FAB Mobile App is a quick and secure way to check your balance.

Step 1: Download the FAB Mobile App from the Google Play or Apple App Store.

Step 2: Log in using your User ID and password. New users will need to complete a simple registration.

Step 3: Tap on the “Cards” section at the bottom of the app interface.

Step 4: Select your Ratibi Card from the list displayed.

Step 5: Your balance and recent transactions will be shown on the screen instantly.

Pro Tip: Enable notifications to receive instant alerts for salary credits and important updates.

3. Ratibi Card Salary Check via ATM

If you are near an FAB ATM, checking your balance is equally straightforward.

Step 1: Visit the nearest FAB ATM in your area.

Step 2: Insert your Ratibi Card into the ATM machine.

Step 3: Enter your secure PIN to access your account.

Step 4: Choose the “Balance Inquiry” option from the menu.

Step 5: Your current salary balance will appear on the screen. You can also print a mini-statement for record-keeping.

Reminder: Always shield your PIN when entering it and retrieve your card immediately after the transaction.

4. Ratibi Card Salary Check via SMS Banking

For those who prefer a quick method without logging into an app or website, SMS banking is available.

Step 1: Make sure you are registered for FAB SMS Banking. You can sign up at any FAB branch or by contacting customer service.

Step 2: From your registered mobile number, send “BAL” or “BALANCE” to 2121.

Step 3: Within moments, you will receive an SMS with your current Ratibi Card balance.

Note: Standard SMS charges may apply depending on your mobile carrier.

Why Choose the Ratibi Card?

The Ratibi Card brings several advantages that make managing your finances easier:

• Instant Access: Get your salary the moment it is deposited without any delays.
• Security: PIN-protected transactions ensure that only you can access your funds.
• Global Usability: Use your Ratibi Card for international transactions and purchases.
• Financial Freedom: No need to open or maintain a conventional bank account.
• Affordability: Enjoy zero monthly maintenance fees and low transaction charges.
• Convenience: Easily track your spending, salary deposits, and account balance via mobile, web, ATM, or SMS.
• Customer Support: Access 24/7 customer support in case you encounter any issues with your card.
• Access to Offers: FAB frequently offers exclusive discounts and deals to Ratibi Cardholders.

Frequently Asked Questions (FAQs)

1. What should I do if I forget my Ratibi Card PIN?

You can reset your PIN by visiting any FAB ATM or contacting FAB customer service. You may need to verify your identity to complete the reset process.

2. Can I withdraw cash from any ATM using the Ratibi Card?

Yes, the Ratibi Card is accepted at all ATMs linked to the Mastercard network. However, withdrawing from non-FAB ATMs may incur a small fee.

3. How do I register for FAB SMS Banking?

Visit any FAB branch and fill out the SMS Banking registration form. Alternatively, you can call customer support for guidance.

4. Is there a limit to how much I can withdraw using my Ratibi Card?

Yes, withdrawal limits depend on ATM settings and FAB regulations. Check with FAB or view your account settings online for specific limits.

5. What happens if I lose my Ratibi Card?

Immediately contact FAB customer service to block your card and request a replacement to protect your funds.

6. Can I use my Ratibi Card for online purchases?

Yes, your Ratibi Card can be used for online shopping at any merchant that accepts Mastercard payments.

7. Are there any hidden charges with the Ratibi Card?

Generally, there are no monthly fees, but specific transactions like international withdrawals may incur small service charges.

Final Thoughts

The Ratibi Card is a fantastic option for employees across the UAE, offering flexibility, security, and ease of access to salaries. Whether you prefer checking your balance online, via a mobile app, through an ATM, or by sending a simple SMS, First Abu Dhabi Bank has made it incredibly convenient to manage your finances.

By taking advantage of these services, you can ensure that you always stay informed about your salary status, avoid unnecessary ATM fees, and plan your personal finances better. Additionally, the Ratibi Card’s numerous benefits, such as instant salary access, zero monthly fees, and global usability, make it one of the most practical salary solutions available today.

If you have a Ratibi Card, it’s time to enjoy hassle-free salary access, better financial management, and complete peace of mind!